When you work with a Homefinders.com Buyer's Agent, we'll help take the mystery out of mortgage loans. CONVENTIONAL CONFORMING Mortgage instruments - These loan types have matured to a point where there is a loan for almost every home buyers.
If you have credit scores of 720 or higher, you can qualify for the best interest rates, the highest LTV ratios and the easiest underwriting requirements.
If your credit scores are 680-720 or more, you will have a number of loan types from which to select a good loan for your needs and price range.
If your credit scores are 620-680, there will be many loan types to help you finance your Bowie / Mitchellville home.
If your credit scores are under 620, there are special loan types that will help you buy real estate in Bowie / Mitchellville and give you time to bring your credit scores up while you enjoy your wonderful home.
JUMBO LOANS - We work with lenders who specialize in the Jumbo or Portfolio loans for special people like you who are in the luxury home market. You will not have to lift a finger. Our lenders will communicate and process your loan by electronic means or, if you are local, will meet with you at your convenience in your office or home. We follow loan programs with short term locks, fixed, ARMs, no documentation or low documentation loans, or any type that is best for you. We can recommend Jumbo Loan lenders with rates of up to 1/2 % lower than market. We can help you save real money on your Jumbo loan and it is a local company.
If you need specific loan information, contact us and we'll put you in touch with trusted lenders who can answer your questions and get you pre-qualified.
CURIOUS ABOUT YOUR CREDIT SCORES?
Contact us and we'll be happy to provide you with a FREE Pre-Qualification review so that you know exactly how much mortgage money you can borrow and what type of loans are available with your credit scores.
Contact Homefinders.com. We can help. Our services are free to home buyers.
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Joyce Dawkins
Lenn Harley